Pengaruh Lingkungan Regulasi, Pembiayaan Eksternal, dan Jaringan Bisnis terhadap Pertumbuhan UMKM di Jawa Barat

Penulis

  • Eva Yuniarti Utami Universitas Sebelas Maret
  • Arief Fahmi Lubis Sekolah Tinggi Hukum Militer

DOI:

https://doi.org/10.58812/jmws.v3i03.1059

Kata Kunci:

UMKM, Jaringan Bisnis, Lingkungan Regulasi, Pembiayaan Eksternal, Faktor Pertumbuhan

Abstrak

Penelitian ini menyelidiki faktor-faktor penentu pertumbuhan Usaha Mikro, Kecil, dan Menengah (UMKM) di Jawa Barat, dengan fokus pada dampak dari jaringan bisnis, lingkungan regulasi, dan pembiayaan eksternal. Dengan menggunakan pendekatan kuantitatif, data dikumpulkan dari sampel 120 UMKM yang beroperasi di Jawa Barat dan dianalisis menggunakan Structural Equation Modeling (SEM). Temuan menunjukkan adanya hubungan positif yang signifikan antara jaringan bisnis dan pertumbuhan UMKM, serta antara lingkungan regulasi yang kondusif dan pertumbuhan. Namun, penelitian ini tidak menemukan pengaruh langsung yang signifikan dari pembiayaan eksternal terhadap pertumbuhan UMKM. Hasil penelitian ini menggarisbawahi pentingnya membina jaringan bisnis yang kuat dan menciptakan kerangka kerja peraturan yang mendukung untuk mendorong pengembangan UMKM di wilayah tersebut. Penelitian ini berkontribusi pada literatur yang ada dengan memberikan bukti empiris tentang pendorong pertumbuhan UMKM di Jawa Barat dan menawarkan wawasan bagi para pembuat kebijakan, lembaga keuangan, dan pemangku kepentingan UMKM yang ingin mendukung pembangunan ekonomi yang berkelanjutan.

Referensi

Aaram, G., & Shakespear, H. (2015). Youth Capacity Building in Indigenisation and Economic Empowerment in Zimbabwe : Making a Case for Business Incubation. 2(6), 1–9.

Amalia Putri, M., Hanida, T., Tarwisah, I., Wati, V., Maulana, Z., & Firmansyah, I. (2023). The Influence of Digital Marketing, Access to Capital, and Financial Management on the Competitiveness of MSMEs Products in the Regency/City of Tasikmalaya. Saudi Journal of Economics and Finance, 7, 300–306. https://doi.org/10.36348/sjef.2023.v07i06.003

Anatan, L., & Nur. (2023). Micro, Small, and Medium Enterprises’ Readiness for Digital Transformation in Indonesia. Economies, 11(6), 156.

Ayyagari, M., Beck, T., & Demirguc-Kunt, A. (2007). Small and medium enterprises across the globe. Small Business Economics, 29(4), 415–434.

Beck, T., Demirgüç-Kunt, A., & Maksimovic, V. (2008). Financing patterns around the world: Are small firms different? Journal of Financial Economics, 89(3), 467–487.

Beck, T., Demirgüç‐Kunt, A., & Maksimovic, V. (2005). Financial and legal constraints to growth: does firm size matter? The Journal of Finance, 60(1), 137–177.

Blasco-Giner, C., Battistelli, A., Meneghel, I., & Salanova, M. (2023). Psychological Capital, Autonomous Motivation and Innovative Behavior: A Study Aimed at Employees in Social Networks. Psychological Reports, 00332941231183614.

Campbell, C., & Sacchetti, S. (2014). Social enterprise networks and social capital: A case study in Scotland/UK. storre.stir.ac.uk.

Fahmi, F. Z. (2019). Business networks, social capital and the economic performance of creative and cultural industries: The case of Indonesia. Asia Pacific Viewpoint, 60(3), 370–385.

Ferli, O. (2023). Financial Literacy for Better Access to Finance, Financial Risk Attitude, and Sustainability of MSMEs in Indonesia. Jurnal Manajemen (Edisi Elektronik), 111–122.

Gjoksi, N. (2011). Innovation and sustainable development: Linkages and perspectives for policies in Europe. In … Sustainable Development Network Quarterly Report. esdn.eu.

Hamdana, H., Pratikto, H., & Sopiah, S. (2021). A Conceptual Framework Of Entrepreneurial Orientation, Financial Literacy, And MSMEs Performance: The Role Of Access To Finance. Devotion Journal of Community Service, 3(2), 67–82. https://doi.org/https://doi.org/10.36418/dev.v3i2.96

Hazenberg, R., Bajwa-Patel, M., Mazzei, M., & ... (2016). The role of institutional and stakeholder networks in shaping social enterprise ecosystems in Europe. Social Enterprise …. https://doi.org/10.1108/SEJ-10-2016-0044

Hidayat, M., Salam, R., Hidayat, Y. S., Sutira, A., & Nugrahanti, T. P. (2022). Sustainable Digital Marketing Strategy in the Perspective of Sustainable Development Goals. Komitmen: Jurnal Ilmiah Manajemen, 3(2), 100–106.

Iskandar, Y., Joeliaty, J., Kaltum, U., & Hilmiana, H. (2021). Bibliometric Analysis on Social Entrepreneurship Specialized Journals. Journal: WSEAS TRANSACTIONS ON ENVIRONMENT AND DEVELOPMENT, 941–951. https://doi.org/10.37394/232015.2021.17.87

Iskandar, Y., & Kaltum, U. (2021). The Relationship Between Intellectual Capital and Performance of Social Enterprises: A Literature Review.

Joensuu-Salo, S., Sorama, K., & Kettunen, S. (2016). The Impact of market orientation and marketing capability on business performance with internationalized SMEs. Proceedings of the Research in Entrepreneurship and Small Business Conference, RENT XXX (2016): Innovation, Relational Networks, Technology and Knowledge Transfer as Drivers of Global Competitiveness, 16-18 November, 2016, Antwerp, Belgium.

Kavanaugh, A. L., & Patterson, S. J. (2002). The impact of community computer networks on social capital and community involvement in Blacksburg. The Internet in Everyday Life, 325–344.

Kravets, O., Preece, C., & ... (2020). The uniform entrepreneur: Making gender visible in social enterprise. Journal of Macromarketing. https://doi.org/10.1177/0276146720930331

Kurniawan, -, Maulana, A., & Iskandar, Y. (2023). The Effect of Technology Adaptation and Government Financial Support on Sustainable Performance of MSMEs during the COVID-19 Pandemic. Cogent Business & Management, 10(1), 2177400.

Noorali, M., & Gilaninia, S. (2017). The Role of Small and Medium - Sized Enterprises in Development. Nigerian Chapter of Arabian Journal of Business and Management Review, 4(4), 36–40. https://doi.org/10.12816/0040342

Ozkazanc-Pan, B., & Clark Muntean, S. (2018). Networking towards (in)equality: Women entrepreneurs in technology. Gender, Work and Organization, 25(4), 379–400. https://doi.org/10.1111/gwao.12225

Sari, N. T. P., & Kusumawati, A. (2022). Literature Review : The Efforts To Strengthening of Micro, Small and Medium-Sized Enterprises (MSME) in Indonesia. Asian Journal of Management, Entrepreneurship and Social Science, 2(01 SE-Articles), 98–115.

Schmidt, J., Drews, P., & Schirmer, I. (2018). Charting the emerging financial services ecosystem of fintechs and banks: Six types of data-driven business models in the fintech sector. aisel.aisnet.org.

Skare, M., de las Mercedes de Obesso, M., & Ribeiro-Navarrete, S. (2023). Digital transformation and European small and medium enterprises (SMEs): A comparative study using digital economy and society index data. International Journal of Information Management, 68, 102594. https://doi.org/https://doi.org/10.1016/j.ijinfomgt.2022.102594

Supriandi, S. (2022). PENGARUH MODAL SOSIAL, KAPABILITAS FINANSIAL, ORIENTASI KEWIRAUSAHAAN TERHADAP DAYA SAING BISNIS BERKELANJUTAN SERTA IMPLIKASINYA PADA KINERJA UMKM INDUSTRI KULINER DI KOTA SUKABUMI. Nusa Putra.

Wüstenhagen, R., Wolsink, M., & Bürer, M. J. (2007). Social acceptance of renewable energy innovation: An introduction to the concept. Energy Policy, 35(5), 2683–2691. https://doi.org/10.1016/j.enpol.2006.12.001

Yusuff, Y. Z., Bakar, A. A., & Ahmad, S. (2018). Relationship Between Financial Capital, Social Capital and Women Entrepreneurs’ Business Performance. Advanced Science Letters, 24(1), 202–204.

Unduhan

Diterbitkan

2024-03-28

Cara Mengutip

Utami, E. Y., & Lubis, A. F. (2024). Pengaruh Lingkungan Regulasi, Pembiayaan Eksternal, dan Jaringan Bisnis terhadap Pertumbuhan UMKM di Jawa Barat. Jurnal Multidisiplin West Science, 3(03), 355–365. https://doi.org/10.58812/jmws.v3i03.1059

Terbitan

Vol 3 No 03 (2024): Jurnal Multidisiplin West Science

Bagian

Artikel

Lisensi

Hak Cipta (c) 2024 Eva Yuniarti Utami, Arief Fahmi Lubis

Creative Commons License

Artikel ini berlisensiCreative Commons Attribution-ShareAlike 4.0 International License.